Checking Accounts |
- Account Requirements |
Renasant Bank offers a variety of accounts to meet your personal banking needs. All of our accounts require a minimum opening deposit of $100.00 and Imaged Statements are sent monthly. Online Banking and Bill Pay are available for personal accounts.
All interest bearing accounts will begin earning interest with a balance of $0.01 up to specified tiered rates. Interest will be compounded daily and applied to the account on a monthly basis, using the "daily balance method", which applies a daily periodic rate to the collected balance in the account each day.
Annual percentage yields and interest rates may change at any time. Fees may affect earnings.
Renasant Bank Express Travelers Club
Interested in traveling? From day trips around Georgia, to seeing our country's majestic sights or discovering faraway places? If so, you may want to consider becoming a member of the Renasant Bank Express Travelers Club. You will enjoy the fun and fellowship of going places, leaving the travel details to us! Newsletters will keep you up-to-date on trips that have been scheduled. Trips are offered at discounted prices, with itineraries that allow you to enjoy seeing the sights in a group, while also giving you time to discover and shop on your own!
Membership is extended to any type accountholder over the age of 18 who is actively interested in traveling. You choose the account that best fits your financial needs, let us know if you would like to become a member and away you will be able to go! Now is the time to become a member! Inquire at any of our convenient locations or you may contact our Travel Coordinator:
Barbara Moorman
678-454-2251
bmoorman@crescentbank.com
Catch-Free Checking
A free checking account with none of the catches!
- No monthly service fee
- No minimum balance required
- Unlimited check writing
- No Direct Deposit required
- Free Bill Pay (after 90 days of "no activity" a monthly fee of $5.95 will be imposed.)
Renasant Capital Account
This account offers interest options - with the same convenience of unlimited check writing.
- Monthly service of $12.00 if daily balance falls below $2,500
- Unlimited check writing
- Tiered rates
Renasant Tower Club Account
Created for those age 50 or better as well as school, county and city government employees.
- No monthly service fee
- No minimum balance required
- Unlimited check writing
- First 150 Tower Club checks free, for those 50 or better, checks free for life!
- Discount Travel Service
- Free Accidental Death & Dismemberment Insurance
- Free 3 x 5 safe deposit box - first year
- Free credit card protection
- No fee for cashier and travelers checks
- No Renasant ATM fees
- Tiered rates
New Account Requirements
While each banking institution may require different information when opening a new deposit or loan account, there are certain items the US Patriot Act requires every bank to obtain. Those items are Name, Physical Address, Date of Birth (for individuals), Social Security Number or Tax Payer Identification Number, and other information that will allow us to identify you such as your Driver's License, Passport, or other types of government issued, un-expired ID. For Business Accounts we also require business resolution forms such as Corporate Resolutions, Partnership Agreements, or Trade Name Certificates.
We require account owners and all authorized signers to physically come into the bank to open their new account.
Renasant Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
